LendIt’s Spotlight on Consumer Lending

Posted by Paul Thomas on April 27, 2016 1:38:37 PM EDT

This year’s LendIt once again brought together online lending industry leaders, experts in lending platforms, investing and service provision to discuss, debate and collaborate on industry issues.  Consumer lending was the subject of a deep dive; it is a sector that has seen new players enter the market to compete with traditional providers for the consumer dollar. Growth in the sector has been seen in particular in P2P lending.

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Topics: Consumer Lending, Trends & Events

Cloud Computing: Where it Began

Posted by Brett Norton on April 25, 2016 10:50:17 AM EDT

We think of cloud computing as a very modern-day technological advance, and it’s true that pioneering developments have moved the technology on this century. However, cloud has its origins many decades ago, in the humble beginnings of mainframe computing and its ethos can be seen in virtualised systems of the 70s.

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Topics: Technology

Money20/20 Europe – a breath of fresh air

Posted by Rhodri James on April 20, 2016 10:49:15 AM EDT

The arrival of Money20/20 in Copenhagen brought a breath of fresh air to the European conference circuit. The high-energy, well-structured event generated a bright atmosphere for conversation and collaboration - and not just because business in the networking area was conducted in colourful sheds. Notable by their absence were customers, but industry players were out in force and a recurring topic of conversation was how today’s banks and financial institutions can add immediacy to their processes.

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Topics: Credit, Loan Origination, Lending

Short Term Lenders Nail the Need for Speed

Posted by Paul Thomas on April 1, 2016 2:39:43 PM EDT

Today's consumers have more options available to secure credit or a loan. Short term lenders provide a ready source of convenient funds that are generally quicker to  secure. The industry has its critics but, working within a framework of responsible lending, has grown rapidly. Not only do the products of short term lenders meet a market need, but through the use of technology and advanced risk analytics their means of delivery meets today’s customers’ demand for speed.

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Topics: Lending

What we can expect at Money20/20 Europe

Posted by Paul Thomas on March 8, 2016 11:51:55 AM EST

 

Money20/20 Europe next month promises to be an inspiring few days of discussion, debate, information sharing and collaboration. With evolving regulation, rising customer expectations and increasing levels of competition, the financial services and payments industry is a challenging one to be in; but innovators are meeting these challenges through some exciting trends. I’m expecting to hear about:

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Topics: Credit, Loan Origination, Lending

Magic 8 Ball Answers Question: How will Rising Interest Rates Impact the Commercial Real Estate Finance Market?

Posted by Paul Spiteri on March 4, 2016 4:34:48 PM EST

Many people are familiar with the classic Magic 8 Ball toy that told your fortune or could provide positive, neutral or negative advice on a particular topic.  Having your future predicted was as simple as asking a question and then turning the ball over to read the answer.  If you didn’t like the answer provided (there were only 20 possible answers after all), you could shake or shock the Magic 8 Ball into hopefully providing a more positive outlook.  If only we could use the Magic 8 Ball to predict how the Commercial Real Estate Finance (CREF) market will respond if the Federal Reserve continues to raise interest rates. 

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Topics: Loan Origination, Lending, Commercial Lending, CREF

I want it and I want it NOW: How Consumer Impatience is Driving Frictionless Mobile Payments

Posted by Paul Thomas on February 23, 2016 3:56:01 PM EST
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Topics: Credit

The Digital Challenge in Financial Services

Posted by Paul Thomas on February 12, 2016 10:49:46 AM EST
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Topics: Lending

How to Integrate Risk Models into Risk Decisioning Processes without Wasting Time and Money

Posted by Anjali Joglekar on February 9, 2016 9:18:52 AM EST
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Topics: Analytics

Relieving the pressure on payments

Posted by Paul Thomas on February 4, 2016 10:16:41 AM EST

Competition for online spend is fierce and the race is on for simple, ‘one-click’ online payments. If an online checkout is unfriendly, time-consuming or complicated shoppers will abandon their purchases.

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Topics: Credit, Lending